What is PayPal Pay in 4?
To help make purchases more manageable, LovelySkin now offers PayPal’s Pay Later options. Enjoy your purchase right away while making payments over time.
The first option is PayPal Pay in 4. This service lets you split a purchase into four interest-free payments. All that’s needed upfront is a down payment. The rest is paid out in three parts, one due every two weeks.
The second option is PayPal Credit. This service is a digital credit line that can be used on any LovelySkin product. Purchases of over $99 will have zero interest if paid in full within 6 months. Minimum monthly payments required.
How to use PayPal Pay in 4.
Using Pay in 4 requires a free PayPal account. If you do not already have one, you can make an account by following this link.
After you’ve added everything you’d like to your cart, proceed to checkout. When choosing payment options, select PayPal Checkout. You’ll then be able to choose Pay Later, which will open up the option to Pay in 4.
Next, PayPal will show you a breakdown of your four payments. The first will be made when you complete your purchase. This will be a fourth of the total cost. The remaining three payments will be due every two weeks after that.
Please Note: Sales tax cannot be calculated until after you enter your shipping information. Because of this, the breakdown of your four payments that PayPal shows to you at this stage will be somewhat lower than the actual amounts that will be due. When you return to LovelySkin.com, The last step of the checkout process will show you the total cost including sales tax.
Once the plan starts, you will be sent an email from PayPal containing important information, including where and how to make payments. Progress on your payments can be tracked through the PayPal app or through paypal.com. In total, the plan will last a little more than six weeks.
How to use PayPal Credit.
If you do not yet have a PayPal Credit account, then you can apply for it by following this link.
If you already have a PayPal Credit account, then using it at LovelySkin.com is simple. Once you have everything you’d like to purchase in your cart, proceed to checkout. From the payment options, select PayPal Checkout. You’ll see a popup from PayPal with options to Pay Now or Pay later. Select Pay Later, and then choose Pay Pal Credit. When you complete the purchase, the amount will then be charged to your PayPal Credit Account.
Frequently Asked Questions
Is there any added cost to using Pay in 4?
Pay in 4 is interest free and requires no extra cost to use. However, late payments may result in a late fee depending on the state you reside in.
Will my credit score be affected?
A soft credit check may be needed when you apply, but will not affect your credit score.
What orders are eligible for Pay in 4?
Orders must be between $30 and $600, and customers must be of legal age in their state of residence. It is not available to residents of Georgia, Louisiana, New Mexico, North Dakota, South Dakota, Wisconsin or any U.S. Territories. Loans to California residents are made or arranged pursuant to a California Finance Lenders Law License.